Hospital Indemnity / Critical Illness

Hospital indemnity Insurance is designed to help fill some of the gaps of your health insurance plan. Cash benefits are paid directly to you to help cover the costs associated with hospital confinement, ambulance trips, critical accidents, skilled nursing stays and more.  Unexpected medical costs can add up – even if you have health insurance. Advantage Plus is an affordable way to help protect your savings from all the costs of deductibles, co-pays and additional expenses not covered by your major health insurance plan. Benefits are paid directly to you so you can use the funds any way you choose.

If you were diagnosed with Cancer or suffered a heart attack or stroke, the last thing you would want to worry about is your finances. Cancer, Heart Attack & Stroke coverage can help you receive the peace of mind that allows you to focus on what really matters most, your recovery.
Because out-of-pocket medical expenses are on the rise, these plans are designed to pay cash benefits directly to you and pays regardless of any other insurance coverage you may have should you or a covered family member be diagnosed with cancer, suffer a heart attack or have a stroke.

The Cash Benefits From Your Policy Can Be Used To:

  • Supplement Lost Income
  • Cover Medical Co-payment & Deductibles
  • Pay for Experimental Treatments & Surgeries
  • Allow for Extra Time Off of Work
  • Take a Recuperative Trip or Vacation
  • Provide Cash for Car & Mortgage Payments